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Real Estate Section5

The rules for trust accounts

They do not have to be interest bearing

In Georgia, once home is under contract...

You must only present all written offers

Employees of the Commission may have a real estate license,

but it must be inactive while working for commission

New agent registered with post license course but not completed by a year,

cannot practice real estate and must complete post license within 18 months of original license date

Net listing

; it is illegal in GA

Regardless of life turnaround, once released from prison on a felony,

you cannot reapply for a license for 10 YEARS

Lead Based Paint disclosure:

Any home built prior to 1978 requires disclosure, lead pamphlet, and exhibit in contract also giving the buyer the right for an assessment

CAM license

Manage associations ONLY but no sales or listings

Real Estate Education Research and Recovery Fund

Drops below 1 million, each agent active and inactive is assessed $30 per year at time of renewal

If you are convicted of a crime or plead no lo contender, you must

Notify GREC within 10 days of court completion whether you are found guilty of innocent

Post license course

1 year before or 1 year after being licensed... watch the dates.

RESPA

1-4 family residential, does NOT include commercial, agricultural, owner financing, or contract for deed, cash sales (no loan), 25 acres or less with a home is covered

KEEP COPIES FOR

3years

Security Deed or Deed

To secure debt to record lender's claim on the property

You move and do not notify GREC within 30 days,

you are subject to fines and discipline by GREC ($25)

When selling your own property, you must

Always disclose your licensed status whether you are active or inactive in all advertising

How many days after closing, expiration or withdrawal to REMOVE signs

10 days

Georgia Landlord Tenant Act

Assigns certain rights and responsibilities to the landlord and the tenant

Disclose murder

ONLY if asked

Transaction broker agents have an agency relationship with no one.

Everyone is a customer.

Requirements and/or when you need a real estate license

at least 18 years old to become an agent and 21 years old to become a broker

You are an agent buying a fellow agent's listing,

Must disclose in writing you are an agent in the same office and your license status.

UDTPA

penalties can include fines, injunctions, and triple damages

A licensed agent cannot claim any payment from

REERR

You can remain inactive

Indefinitely

Paying for an advertisement does not make it exempt

From having your broker's approval.

GREC

reviews Trust Accounts upon renewal of firm license; and reasonable cause

A property manager working for an unlicensed owner; you must

Surrender your real estate license

When working with customers, agents must be

Fair, Honest and Accurate and disclose everything known within a one-mile radius of the property

Chairperson of Commission members

selected by member of commission

To renew your license

36 hours of CE every four years

$25,000 per person/$75,000

Lifetime for agent paid from REERR.

What you can and can't do for a customer

mostly ministerial acts.. disclosure within 1 mile

Associate Brokers

May work as a qualifying broker for another company with current broker's permission

Only attorneys

Can conduct a closing in GA

Agent changes companies,

Broker may send license back to the commission or forward it to new broker

The parts of an out of state broker agreement to real estate in GA thru a GA broker without a GA license

Contract must specify what the financial arrangement is between the parties and what property is the subject of the agreement

Unlicensed assistant can and cannot do

Show real estate. Answer any questions on title, financing, or closings (other than the time and place) or regarding a listing (except for information authorized in writing by the licensee)

If you pay referral fee, you must

Disclose how much and to who, or it is a violation of RESPA

Trust accounts

Must equal bills plus security deposits before paying bills

If you pass the state exam,

You must activate your license within 12 months or retake the state exam

Can be 17 to sit for state exam

However you must be 18 to apply for license

Agency is created in

GA writing

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