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LLW

self esteem

liking yourself,feeling worthwhile,knowing you can do well

self confidence

Trusting your own abilities,qualities and judgement.

resilience

the ability to quickly recover from difficulties/tough situations.

bullying

tonseek harm,intimate or cause someone who is perceived as vulnerable.

forms of bullying 😢

PHYSICAL BULLYING =Is abusing someone physical E.G like hitting,kicking, tripping, e.t.c

VERBAL BULLYING = is abusing some with words E.G like name calling 📞, teasing, mocking someone e.t.c.


SOCIAL BULLYING = This is carried out behind the person back it designed to harm some reputation or image or be humiliated. E.G like lying ,spreading rumours ,nasty jokes e.t.c


CYBER BULLYING = is intentional and repeated harm infliced through the use of computer, phones and electronic device E.G like abusive or harmful text,email,post,image or video have been sent.

reasons why young peoplesmoke

* curiosity
* peer pressure

* weight control

* reblion

chemical found in cigarette

Tar
Tobacco

carbon monoxide

Nicotine

consequences of smoking 🚬 & vapping .

* it raises your blood pressure.
*your appearance can be affected



1.health problem

2.Addiction

3.Appearance

4.harm to others

Budgeting

a budget is a plan for your savings and spending.

why is budget important

spending money wisely
Achieve money goals

staying out of debt

saving money 💰

Need s and wants

Neeed is something necessary for survival.

Want is something you would like to have.

the consequences of poor budget

More debt
legal problems

loss of property

health problems

relationship problems

interest

money 💰 charged for borrowing money.

Mortgage

a loan which i taken out over a long period of time and usually used to pay for property.

online shopping

using the Internet to buy or sell goods

credit card

a card that allows money tto be borrowed in order to pay for goods

Debit card

a card which gives direct access to a persin account.

ISAs

an individual saving account, offering 🫴 taxi 🚖 for free

loan shark 🦈

a money lender who offers an unsecured loan

contact less payment

a fast way to pay for purchases

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