b
capital
the money or others assests owned by an individual or a buisness in case of financial service provider. it refers to the funds provided by the shareholders
consumer debt
the amount of debt built up by members of the public rather than the government
credit rating
an assesment of the risk that the borrower poses for the lender
deposit
a sum of money placed by a customer with a bank
endowment policy
an insurance product that pays out a lump sum after a specified term or if the insured person dies before the end of the term
equality
the difference between the value of the property and the mortgage on it
secured landing
lending where the borrower has given the lender rights over something that has value
unsecured lending
lending where the lender doesnt have rights over anything and could be at risk of loosing money if the borrower doesnt pay