Exam for investment
Refers to the process of defining investment objectives, adopting and executing strategies to optimize results considering the risk involved and evaluating performamce periodically
Investment Management
Refers to assets acquired to realize income and/or earn profit
Investment
Refers to the brief case that is used in carrying business papers and document
Portfolio
Investment are made to protect one's financial resources from the corroding effevt of inflation
Investment as hedge against inflation
Refers to the amount of money that an organization or individual can afford to keep in some forms of investment for a definite length of period without hampering his day-to-fay operations.
Investible Cash
Refers to the amount of cash that an entity or individual must have to take care of unexpected cash requirements.
Liquidity Buffer
lending to the bank cash deposits that can be withdrawn anytime
Savings Account
Savings Accounts
lending to the bank for a fixed length of period
Time Deposit
this earns a rate higher than that on the ordinary time deposit.
Special Savings Account
These are pooling of investors money as evidence by certificated issued by the trustee banks who are authorized to invest the money.
Trust Investment
Trust Investments
These are short-term promissory notes issued by the national government
Treasury Bills
These are interest bearing promissory notes issued by big firms and are considered a low-risk form of marketable securities.
Commercial Paper
These are a pooling investots money by a stock corporation that issues redeemable shares of stock.
Mutual Funds
These are interest bearing certificates of indebtedness issued by an organization.
Bonds
These are shared in the ownership of corporate entities and are evidenced by stock certificates.
Shares of Stocks
These are financial instruments the value of which is derived from the value of other assets.
Derivatives
Refers to the right but not the obligation to buy or sell something at a specified price and at a specified date or period of time.
Option
are forward type contracts wherein buyer and seller are committed to trade a given asset at a set price on a fixed date.
Future Contracts
this refers to real property
Real Estate
Precious stones generally refers to diamonds
Precious Stones and Metals
Other forms of investment may be works of art and other collectibles.
Other forms of investment
Is an opinion on the financial soundness of an enterprise and its capability to pays its debts and the corresponding interest
Credit Ratings
Refers to non-realization of expected earnings or loss of capital.
Risk and Risk Tolerance
As applied to investment refer to spreading investable funds to different investment items.
Diversification
This refers to timing investment maturities at staggered dates to jibe with expected or planned cash outlays.
Laddered Investing
This refers to buying and selling items of investment when it is advisable to do so.
Market Timing
Aggresive more risks, but bigger rewards
Offensive Investments
Less risk but smaller rewards.
Defensive Investments
Is the person or office given the authority to make decisions regarding the investments of an individual or entity.
Portfolio Manager
Are the venues for buying and selling financial instruments.
Financial Markets
Financial Market
Are those that are often reffered to as near-cash items and include short term, marketable, low-risk debt securities such as commercial papers and treasury bills.
Money Market Instrument
Money Market
Money Market Instruments
The financial instruments dealt with are the longer and riskier securities such as bonds, stocks, and derivatives.
Capital Market